Create HUF for Dedicated College Fund

NYVO helps you create & manage HUF end-to-end. Book a free call with our experts to get started.

What is HUF?

HUF (Hindu Undivided Family) is a legal entity under Indian tax law consisting of individuals from the same family lineage belonging to Hindu, Jain, Buddhist, or Sikh communities. It can file taxes, own assets, and invest — completely separate from individuals.

Why HUF?

Unlock additional tax-free income for your family

₹5 Lakh FD Investment – 10 Years

14% Higher Returns
₹6,50,000 Tax-Free Income
  • ₹4,00,000 basic exemption through HUF
  • ₹1,25,000 LTCG exemption via HUF
  • ₹1,25,000 LTCG exemption personally
Create Long-Term Wealth Pools
  • Children's college fund
  • Retirement fund

An HUF works like a separate person for taxation. This gives your family an additional tax-free slab, enabling significantly higher tax savings every year.

Is there any additional scrutiny risk?

No — HUFs are treated just like individual taxpayers for income-tax purposes.

HUFs are fully recognized under Indian tax law. As long as PAN, deed, and bank account are properly maintained, an HUF is treated at par with any individual taxpayer.

Checklist for Creating an HUF

Simple steps to begin

  • 1
    Generate HUF deed
  • 2
    Get ₹100 stamp paper
  • 3
    Apply for PAN
  • 4
    Get HUF karta rubber stamp
  • 5
    Open bank account
  • 6
    Open demat account & start investing